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Let's make life
more rewarding
AMP Citro Rewards gives you exclusive access to special offers and weekly deals that unlock hundreds of dollars in cashback. Which means you can get cashback just for living life.
Whether that’s shopping for groceries, updating your wardrobe, caring for your pet, booking a holiday… Whatever you’re into, it’s simple – spend like you always do, but get more with AMP Citro Rewards.
Shop from hundreds of Australia’s most loved brands and get rewarded
Just real money back on your card to spend or save however you like.
Real cashback,
real fast
When you shop with your Citro Card at any of our brand partners you get real money back, not points. This cashback is available for you to spend almost instantly. Simple!
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Earn cashback at hundreds of Australia's most loved brands
Earn cashback as you shop. Including exclusive offers with leading Australian brands across retail, insurance, travel, food & drink, fashion, health & beauty and more. Shop online or in-store to get cashback - it’s up to you.
Spend or invest
You’re in control of how your cashback works for you. Deposit it straight into AMP Super to grow your wealth or keep it in your wallet to spend later.
Especially for over 40s
As an an AMP Citro Rewards member, you’ll also get access to Citro's exclusive lifestyle content. We’ll inspire, inform and guide you with health, money, travel and lifestyle stories that matter. Whatever life stage you’re in, we offer inspiration both for now and the good times ahead.
Spend, track, manage
Use the AMP Citro app to find the latest offers, track your cashback, and manage your AMP Citro Rewards Card. Everything you need in the palm of your hand.
Use our calculator to discover your earnings
Using your previous purchase data, we can calculate how much cashback you would have earned if you'd spent using a AMP Citro Rewards Card.
Get 100s of dollars in cashback
Use your AMP Citro Rewards Card the same way you use your bank’s Debit Card, anywhere Visa is accepted. You spend your own money (it’s not a credit card) and get cashback on eligible purchases.
Download & signup
Download the app, follow the prompts and sign up for your AMP Citro Rewards Card.
Link your existing bank account
Your AMP Citro Rewards Card is linked to your bank account, so you spend your own money.
Explore, shop, & earn cashback
Use your AMP Citro Rewards Card to shop with our brand partners to start earning cashback.
Spend, track & earn
We track your cashback and deposit it straight to your AMP Citro Rewards Card ready for you to spend!
It all starts with downloading the AMP Citro Rewards app
Most popular offers
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Les Daniel
Android User
Prudence
QLD
Roger
VIC
Lisa
NSW
Vicki-Lee
WA
Download the AMP Citro Rewards app now.
Your security is our priority
We use enterprise-grade security to keep your personal information safe and secure.
Strict identity checks
Powered by sophisticated machine learning, we verify identity quickly and thoroughly to prevent criminals from setting up a AMP Citro Rewards account.
Biometric security
AMP Citro Rewards uses biometrics and two-factor authentication. So if your phone is stolen, or your account is logged into on a new device, the same checks will apply.
Active fraud monitoring
We use automated transaction monitoring systems to monitor transactions for financial crime and fraud.
All new virtual card
Unlike a physical Debit card, the all-new virtual AMP Citro Rewards Card lives in your phone and is accessible only via biometrically secured AMP Citro app.
Proudly by AMP
AMP Citro Rewards is proudly by AMP, one of Australia’s leading wealth management and banking institutions for 175 years.
Already an AMP Member?
Join Rewards for free
Download the AMP Citro app and enjoy all our perks absolutely free.
Non-AMP members cot $1.99 per month. No lock-ins. Cancel anytime. T&Cs apply.
Frequently asked questions
We've created a community-based rewards program that gives AMP members exclusive access to special offers and weekly deals that unlock hundreds of dollars in cashback.
Becoming an AMP Citro Rewards member is easy: Just download the AMP Citro app here and automatically save whenever you transact with our partners via the AMP Citro app.
With the AMP Citro Rewards Card, you can spend like you would with a debit card and save seamlessly.
Whether it's on a holiday, or closer to home, you can use AMP Citro Card almost anywhere Visa is accepted, online or in-store.
Every time you spend at a partner store via the AMP Citro app, you will automatically earn cashback.
You can use your earned AMP Citro cashback at most retailers and whenever you like. It's that seamless and easy!
No. Just link your existing bank account and you're ready to go. To start paying with your AMP Citro Rewards Card and begin earning cashback, you only need to link a payment method.
Think of it like linking your bank account to PayPal: simple, fast and secure. The AMP Citro Rewards Card is your key to earning cashback, but it's always your money. No credit overdraft, no new bank account, and no credit approvals required.
Anyone can sign up for AMP Citro Rewards!
AMP Members enjoy all our deals and offers for free. Non-AMP members can access the AMP Citro Rewards Card for $1.99 per month.